2. The premium amount is cost-effective due to threshold limits for coverage in the basic hospital plan.
3. It provides coverage above the threshold limit health insurance coverage for multiple injuries or multiple admissions per year.
4. Super top-up policy lapses when the entire cover is used up and not when you have used it once.
5. It is a great product to improve the coverage of hospital expenses.
(Contents of this page are courtesy Center for Investment Education and Learning (CIEL). Contributions from Girija Gadre, Arti Bhargava and Labdhi Mehta.)